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Yes, you will want to confirm that the tree removal company is properly insured before proceeding with hiring them for the job. Look for a tree service company with both general liability and workers’ compensation insurance to protect you and your home from potential damages. Do not hire a tree removal company that cannot provide proof of insurance.

If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

Grinding down a tree helps reduce the risk of foundation damage and pests and even helps your home’s curb appeal. Stumps can also be a safety hazard. If grass grows above the stump and someone else mows your yard, they may be in for a rude awakening when they accidentally hit it.

A stump grinder can cause damage if it’s used improperly. These are large, powerful saw tools that need careful handling even when not in use. When used improperly or when the sawblade misses the mark, it can easily damage your lawn, walkways, nearby flower borders and delicate borders. That’s why it’s important to use stump grinders carefully and to contact a professional if you don’t feel up to the task.