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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

The best way to remove snow from driveways is to use a two- or three-stage snow blower, which has the power to clear snow in a matter of minutes. Don’t forget to consider helpful options, such as a snow thrower, wheelbarrow plow, leaf blower, and hiring a professional snow removal company to clear off your driveway.

While removing every snowflake from your roof is unnecessary, you should remove a significant buildup of snow. Since snow is wet and heavy, it can easily cause damage to your roof, which can lead to needing costly repairs. 

Additionally, when the snow melts but has nowhere to go and refreezes, it can create an ice dam, causing mold concerns due to water leaking into your attic and ceiling. For these reasons, it’s best to hire a snow removal professional to clear heavy snowfall from your roof as soon as possible.

The process to winterize your landscaping depends on the plants you have, but generally speaking, you should rake your lawn to avoid leaves from smothering your grass and leading to mold and fungi growth, wrap young trees to protect from fluctuating temperatures, and fertilize your lawn to provide some nutrients for the grass through the colder temperatures. You can also consider marking off small trees and shrubs to avoid accidentally damaging them with snow removal tools.