Get matched with top basement waterproofing pros in Horatio, AR

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

A crawl space can be as little as 42 inches below the grade of your house, but this is not always recommended in flood-prone areas. At a minimum, there must be at least 16 inches of clearance between the ground and the floor joists to access the space in an emergency.

If you don’t wish to dig it out and convert it into a finished basement, you can still encapsulate your crawl space to protect it from damage for an average cost of $5,500. Finishing a crawl space beyond this isn’t really worthwhile, as the low ceilings mean you won’t be able to use the area as living space.

Since basements are prone to water and moisture issues and the resulting problems can be expensive to repair and potentially damaging to your home, basement waterproofing is almost always worthwhile. Even for homes that haven’t experienced water infiltration, waterproofing the basement is insurance against facing expensive repair bills in the future. All basements will leak at some point, so fixing drainage issues and taking steps to prevent moisture and water infiltration is wise.