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Generally, the cost of ice dam removal is not covered by homeowners insurance because it is often considered preventable maintenance. However, the damage caused by ice dams is frequently covered. Depending on your policy, this can include interior water damage, roof collapses, and damage to shingles. Coverage for personal belongings affected by leaks may vary. It is important to check your policy details or contact your insurer to confirm what your plan covers. Keep in mind that any damage resulting from a DIY attempt to remove an ice dam will likely not be covered.

Snow can be too heavy for a snow blower and cause clogs in the chute. However, having the correct type of blower for the snow conditions can reduce the chances of it being too heavy for it to handle. Another trick for preventing clogs is to make multiple passes while it snows rather than waiting for it to finish snowing.

The best time to hire a snow removal professional is long before snow falls in your area. Signing up for a seasonal contract not only provides peace of mind that your property will be cleared every time it snows, but it’s also often more affordable to sign a contract than paying for one-off services. If you prefer one-off shoveling services, you should contact your snow removal company the day before a storm is expected to schedule service. You can also call the morning of the snowfall, but this might result in delays.

Roof raking helps clear snowfall from your roof and, in turn, you hope that this prevents ice dams. But can roof raking actually cause them? Generally, no, it cannot. But you should note that while, in some cases, you might successfully prevent ice dams from forming near the edge of your roof by keeping it cleared with a roof rake, they could still form higher up on the roof, where you are unable to reach. This may leave you wondering: Does roof raking prevent ice dams? While it is not a 100% guaranteed way to prevent them, it does help.