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Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

Some pros may recommend covering a popcorn ceiling that tests positive for asbestos with beadboard ceiling planks or drywall. The cost to install a beadboard ceiling averages more than $5,000, but you likely will pay more than the average for the installer to deal with the asbestos safely. Installing a beadboard ceiling or new drywall will disturb the asbestos and release some microscopic fibers, so the installer will need to take precautions. 

Unlike some home problems, such as water damage or pest infestations, asbestos can be very difficult to spot. Asbestos is a mineral in the form of microscopic fibers and was previously used in building materials for its bonding and fireproofing abilities. Insulation, roof shingles, ceiling tiles, floor tiles, pipe wrappings, soundproofing materials, and textured paint features like popcorn ceilings are common sources of asbestos, particularly in homes built before 1980.

Age is perhaps the biggest indicator of asbestos, as legislation passed in the 1970s labeled asbestos as dangerous and regulated its use in building materials. Signs of age in the form of wear and tear or material degradation are also indicators that asbestos fibers may be leaking into the air, but ultimately, it’s difficult to detect with the naked eye. If you have reason to suspect asbestos in your home, it’s best to hire a certified asbestos inspector.

It can be safe to live in a house with asbestos as long as the asbestos-containing materials are intact, in good condition, and not disturbed. Asbestos becomes dangerous only when its fibers are released into the air, which happens if the material is damaged, crumbling, or disturbed during renovation work. If you suspect asbestos is present, do not disturb it. Instead of removal, materials in good condition can sometimes be encapsulated. It is recommended to have regular professional inspections to monitor the condition of the asbestos and prevent health risks from potential exposure.