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Hurricane Shutters questions, answered by experts

The biggest disadvantage to hurricane shutters is the cost. Hurricane shutters aren’t the most budget-friendly home improvement project. If you choose a shutter style that you have to go outside to operate, it could pose a challenge if you have issues with mobility. Additionally, they require a fair bit of maintenance and upkeep to stay in the best possible condition to protect your home.

They provide storm protection, security against intruders, and improve energy efficiency.

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

Considering the advantages and disadvantages of hurricane shutters can help you decide if they’re the right choice for your home. Some pros and cons include:

Pros

  • Protection against flying debris during hurricanes and other strong storms

  • Many available styles

  • Relatively easy to remove compared to impact windows

  • Customizable to fit your home

Cons

  • Expensive cost

  • Require maintenance

  • Take up significant space

  • Many require you to go outside to operate

In many cases, hurricane shutters lower the cost of homeowners insurance. If your storm panels are code-compliant with your state or county (or insurance policy), they may lower your annual premium, even in storm-prone areas. Check with your homeowners insurance company to understand the compliance requirements. Even if your insurer doesn’t lower your premiums, hurricane shutters could save you from costly repairs after a storm. 

The Chevak, AK homeowners’ guide to hurricane shutter services

From average costs to expert advice, get all the answers you need to get your job done.

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