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Last update on December 30, 2025

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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Yes, an LVL beam is more affordable than the cost of a steel I-beam, totaling between $50 and $200 per linear foot as opposed to the $100 to $400 per linear foot you’d pay for a steel I-beam. Not only is the wood material more affordable than steel, but it’s also more similar to traditional wooden beams and doesn’t require as much retrofitting to connect joists.

Yes, you can put a doorway in a structural wall; in fact, most exterior doors are set into structural walls. The project is a little more challenging than installing a door in a non-load-bearing wall because you need a structural engineer to assess the wall and make sure it’s safe to create a wall opening. Your engineer’s report will include instructions for your contractor on how and where to install additional supports, like steel headers above the door, to distribute the weight above to the wall on either side of the door.

Indications include cracks in walls, uneven floors, and sticking doors or windows that suggest foundation movements.

If you intend to do the majority of the work yourself, you can pay to hire an architect or a structural engineer to ensure your home remains structurally sound. They can help with the planning to make sure everything is up to code and safe for your family. On the other hand, if you’re not sure your home will be completely safe when you’ve completed the project, let a pro do the job.

The Shinnston, WV homeowners’ guide to structural engineering services

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