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You should check with your insurance provider, but generally, ice dam removal is not covered by insurance, as it’s considered a preventable issue. However, damage from ice dams may be covered by your policy, including roof collapses. In the case of leaks, your belongings may or may not be covered. If you can’t find specific information on ice dam removal in your policy, give the insurance company a call and find out.

In most municipalities, snow removal is compulsory in public spaces, including the sidewalk in front of your house, so you need to remove snow there. You could face fines for failure to clear your sidewalk in a timely manner—usually within 24 hours of the snowfall stopping. More importantly, your sidewalk needs to be safe for pedestrians to use, and you could face legal issues if someone slips on your sidewalk because you failed to clear it. Sidewalk removal services might seem expensive, but they’re well worth it to avoid these issues.

Most roofs can take quite a bit of weight from snow, but their ability to handle heavy snow is not unlimited. Most roofs can handle about 20 pounds per cubic foot of fresh snow. Ice, ice dams, and other factors can contribute to dangerous roof weight. Newer roofs, sloped roofs, and those that have more support can hold more snow than older roofs, flat roofs, and roofs with widely spaced beams. To figure out how much snow your roof can hold, you will need to contact a professional roofing contractor to calculate the maximum snow load for your specific roof.

Whether salt melts ice overnight will depend on how low the temperature drops. If temperatures stay around 30 degrees Fahrenheit, you can count on salt melting ice overnight. Otherwise, the lower temperatures get, the less effective the salt is in melting ice, and the more likely you’ll wake up with a slippery driveway the next day.