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Buying topsoil in bulk or a bag depends on how much area you’re trying to cover. Even if it goes on sale, bagged topsoil isn’t as cheap as buying it in bulk, but transporting bulk topsoil can become cumbersome if you don’t have the proper truck. If you can find an easy delivery option and have the space to store a large amount of topsoil, buying in bulk will give you more bang for your buck.

Rubber mulch costs an average of $90 per yard to replace, or $4 per foot. Costs vary based on the quality of the rubber mulch, manufacturer prices, and the cost of delivery and installation labor to lay it down. Consult a local mulch professional for a price quote on your specific installation project.

Yes, you need to use landscape fabric under your rubber mulch. Rubber mulch doesn’t decompose, so putting landscape fabric down can work as a barrier between your mulch and soil, preventing your mulch from mixing with your soil and leaching chemicals like aluminum, cadmium, and copper into it. Also, since weeds can occasionally get through rubber mulch, using landscape fabric as a second form of protection can increase its effectiveness. 

Mulching any time of year can attract termites, so there’s no added risk in the fall. The important thing to remember is that termites are attracted to rotting wood, so you need to lay a thin enough layer that won’t trap too much moisture and lead to rotting. A layer between 1 and 4 inches thick should provide all the benefits you’re looking for without attracting termites.