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Completely topping a plum tree is a risky business. Cut too much, and you’ll kill your tree. That said, you do need to trim the top of your tree to encourage bushy growth, maintain your tree’s vase shape, and limit size. 

A plum tree's central leader (or trunk) should never extend more than 3 feet above the highest branch. When you first plant your tree, cut the central leader so it’s 2 to 3 feet tall. As it grows, cut it back 12 to 20 inches until it reaches its desired height. Never prune more than one-third of the new growth.

Absolutely. These steps are significantly easier, too, especially when it comes to preserving the root ball and moving the palm tree. However, you will want to make sure the tree has plenty of fertilizer to establish itself and start growing. Supports may also be more important, as it can take extra time for a potted palm to spread out its roots. If you are transferring a palm to another pot, you’ll want to move up a size or two to a larger pot. Make sure the pot has excellent drainage to keep the palm from getting waterlogged.

While palm trees can bring aesthetic appeal to your yard, they have a couple of drawbacks. The main disadvantage is that many types require warm climates, so if you live in a cold region, you need to ensure you pick a palm that can withstand the freezing temperatures. Another downside is that maintenance can be difficult because of their height, which means you will need to pay a pro to prune the tree as needed.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.