Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

Yes, you can use chlorine tablets in a salt water pool. It is not the standard recommended practice, but if your pool needs more chlorine, adding tablets can help temporarily fix the problem. Only add as many tablets as needed to keep your chlorine level around three parts per million. After adding the tablets, test your water to determine the chlorine content.

How long a pool liner lasts depends on the type of pool. Most in-ground pool liners last between six and 12 years, while aboveground pool liners last anywhere from six to 10 years. You can extend the life of your pool liner by maintaining proper pool chemistry, adding chemicals individually to avoid staining the liner, using a pool cover to protect it from the sun, and keeping sharp objects away from it.

The life expectancy of a stock tank pool depends on the level of maintenance that you put into it, but it typically lasts for 10 years or more with regular maintenance and repairs. Regularly testing the water and adjusting the chemical levels, using a chlorine float instead of tablets that can end up on the floor of the pool, lining the pool, cleaning the stock tank, and managing any rust immediately will help extend the life of the pool.