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P&B Custom Home Builders, Inc.
New to Angi
Find a Custom Home Builder

Serving Two Rivers, WI and surrounding areas

In business since 1998

Our clients receive the finest quality workmanship and the most cost effective performance available, in keeping with their highest expectations and ours. Whether the project is large or small, we develop a carefully coordinated team strategy that meets all construction and project administration needs. Working closely with the project owner, architect, and consulting engineers, we ensure that the project is thoroughly planned and carefully coordinated. Then we deliver top quality construction that follows the approved plans, follows all specifications, and meets all required codes and acceptable standards, explicitly, within budget and on schedule. Full, and acceptable compliance by all craftsman and materials suppliers with the requirements of the contract documents and the governing authorities, is maintained throughout the project. Our clients benefit from the full spectrum of our combined experiences and expertise. We willingly extend all areas of our expertise to resolve specific problems and assist the client during any phase of the project.

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Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The average build timeline for a home is between six and 12 months, with timelines pushing toward the upper end of that range if you’re creating a custom design or need a lot of land preparation before getting started. Hiring a general contractor or a custom homebuilder will help speed up the process, as you’ll see fewer delays between different parts of the build process getting done.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

Building a house without blueprints is not advised. It will prevent you from obtaining necessary building permits and meeting building codes and is likely to result in shoddy construction and unsafe living conditions. Detailed blueprints ensure that a house is built to exact specifications and is constructed safely and structurally stable.

The Two Rivers, WI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.