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P&B Custom Home Builders, Inc.
New to Angi
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Serving Two Rivers, WI and surrounding areas

In business since 1998

Our clients receive the finest quality workmanship and the most cost effective performance available, in keeping with their highest expectations and ours. Whether the project is large or small, we develop a carefully coordinated team strategy that meets all construction and project administration needs. Working closely with the project owner, architect, and consulting engineers, we ensure that the project is thoroughly planned and carefully coordinated. Then we deliver top quality construction that follows the approved plans, follows all specifications, and meets all required codes and acceptable standards, explicitly, within budget and on schedule. Full, and acceptable compliance by all craftsman and materials suppliers with the requirements of the contract documents and the governing authorities, is maintained throughout the project. Our clients benefit from the full spectrum of our combined experiences and expertise. We willingly extend all areas of our expertise to resolve specific problems and assist the client during any phase of the project.

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Custom Home Builders questions, answered by experts

The early stages of building a house are harder than the later stages; laying the foundation and framing the house are two of the most challenging steps. However, it varies for everyone. Some people have difficulty installing HVAC, plumbing, and electricity, while others find it harder to plan the house and secure the necessary permits. 

A carriage house is a freestanding building, while a townhouse is connected to other units. A townhouse is a full single-family home and typically shares a parcel of land with other connected homes. A carriage house is rarely used as the sole single-family home on a property and is most often an additional building sharing property with a traditional single-family home. 

It’s typically more cost-effective to move a building along with its accessories than to demolish and rebuild it from scratch. However, that’s only if you can move the accessories without damaging them. However, if you plan to demolish the accessories anyway, it is advisable to do so before the move to save costs.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Two Rivers, WI homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.