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The biggest complaint most homeowners have when it comes to metal roods is this material’s susceptibility to noise, particularly during heavy rain or hail. While some people appreciate the sound, others find it disruptive. Additionally, metal roofs can dent from impacts and may require regular inspections to ensure fasteners remain secure over time.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

The lifespan of a roof patch depends on which materials you use and the severity of the damage. Temporary solutions like tarps or plastic sheets last a few weeks to a few months, while roofing tape or caulk may hold up for a year or two. Permanent patches using roofing cement, flashing, or replacement shingles can last several years as long as they're properly maintained. Regular inspections and touch-ups can extend the patch’s lifespan, but eventually, a full repair or replacement would be needed.

Generally, magnets do stick to a metal roof, though certain metals may not be magnetic. In that case, you can use self-adhesive hooks designed for outdoor use or plastic clips that hook onto your gutter or the edge of your roof. But if your metal roof is made of steel, aluminum, or copper, you're in luck—those are all magnetic metals.