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Last update on April 22, 2026

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Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

Yes, you can put a doorway in a structural wall; in fact, most exterior doors are set into structural walls. The project is a little more challenging than installing a door in a non-load-bearing wall because you need a structural engineer to assess the wall and make sure it’s safe to create a wall opening. Your engineer’s report will include instructions for your contractor on how and where to install additional supports, like steel headers above the door, to distribute the weight above to the wall on either side of the door.

Through detailed analysis of load paths, materials, and existing damages.

A 4-inch-thick concrete slab can support around 4,000 pounds per square foot if a contractor reinforces the slab with rebar, while that same slab without reinforcements will support closer to 1,000 pounds. For the purposes of a patio, 4 inches in thickness without reinforcement should suffice unless you’re installing heavy kitchen equipment or a hot tub on it. In those cases, reinforcing your slab and sticking with 4 inches of thickness should provide plenty of strength.

Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.

The Gillett, WI homeowners’ guide to structural engineering services

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