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Yes, installing solar panels or a solar roof can increase your home's value by approximately 4% to 6%. For a home with a median value of $429,000, this could translate to an increase of around $17,000. A well-maintained solar installation appeals to environmentally-conscious buyers and those looking to lower their utility bills, often helping homes sell faster and at a premium in areas with high electricity rates. However, the exact increase in value depends on factors like the local real estate market, energy costs, and available solar incentives. It's also important that the system is correctly installed and maintained; an older or poorly maintained system may not add significant value, particularly if it's near the end of its lifespan. Other solar features, like panels on a shed, can also boost your home's value.

Solar batteries can be a great investment to help maximize your solar savings and make your system and home more valuable, but they’re most beneficial to customers who don’t have access to net metering. If your state or energy provider doesn’t provide net metering, batteries can be a great way to offset consumption even when your panels aren’t producing power. They also come with the added benefit of providing electricity through blackouts, so they’re valuable in areas prone to severe weather that could cause frequent blackouts. Your installer can help you decide if batteries are worthwhile.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Yes, it is possible to install solar panels on a tar and gravel roof, but it is not the ideal roofing material for a solar installation. The process requires roof penetrations to install the solar racking system. While installers will seal these penetrations, they still increase the risk of leaks. This risk is higher on tar and gravel roofs, which are often flat. Flat roofs are more prone to leaks than sloped roofs because they can pool water during heavy rain and hold snow for longer periods, exposing the roof to more moisture.