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Fire Pit Installation questions, answered by experts

There are several strategic ways to lower your home insurance premium. The primary one is to shop around and get quotes every few years to make sure you’re getting the best deal. Also, sometimes bundling your auto and homeowner’s insurance will get you a discount on both. Finally, try to keep your credit score up; many homeowner insurance companies use credit scores to generate quotes.

Maintain smoke alarms, ensure safe electrical and cooking practices, and regularly clean chimneys to minimize fire or smoke hazards.

The National Fire Protection Association (NFPA) says you can place smoke detectors on either the ceiling or the wall, depending on the setup of your room. Since smoke rises, the ceiling makes sense, but if you go with a wall mounting, the alarm should be installed high up—no less than 12 inches from the ceiling. 

Yes, you can close off a fireplace both temporarily and permanently with extremely wide price ranges. Temporary solutions involve fireplace plugs that can be inflated to block air and deflated to open the fireplace, covers, and boards. Permanent methods of shutting off fireplaces usually involve bricking up the fireplace or covering it with drywall. No matter the method, it’s probably best to hire a professional.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

The Baraboo, WI homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.