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Consumer-brand foggers or bug bombs are considered safe overall. Still, it's essential to read the instructions carefully as the vacating time varies depending on the type of bug bomb you use. Most of the time, it's advised that all humans and pets are out of the area for at least two to four hours after initiating the fogger process. It's also a good idea to vent the space by cracking open some windows for several hours after you're back inside.

It takes a few weeks to get rid of roaches in the kitchen for a small infestation, as the cockroaches will need to take the bait back to their nest to infect the others. For larger infestation, you may need to schedule multiple professional treatments, which could take several weeks or up to 6 months to get rid of the roaches fully.

Rats are attracted to homes that provide food, water, and shelter. Common attractants include uncovered garbage, pet food left out overnight, crumbs and food spills, and easily accessible pantries. They’re also lured in by leaky pipes, standing water, and cluttered areas like basements or garages. Outdoor factors such as overgrown vegetation or woodpiles near the foundation can create additional nesting opportunities.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.