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Homemade raccoon repellents can be a cost-effective and humane method for keeping raccoons off your property. Raccoons despise the smell of vinegar, so keeping a bowl of it near your home can keep them away. Some wildlife companies advise using cayenne pepper or hot sauce sprinkled near your deck or porch as another homemade option.

Rat poison that contains an anticoagulant like warfarin can cause bleeding, chills, confusion, extreme fatigue, headache, convulsions, lightheadedness, and seizures. Anticoagulants prevent your blood from forming clots, which can result in uncontrolled bleeding both internally and externally. Other types of rat poison that aren't anticoagulants attack your liver, kidneys, and digestive system. They can suppress your breathing and heart rate, causing low blood oxygen and poor circulation. Burning in your throat and gastric discomfort are common symptoms.

While there are plenty of DIY home remedies for pests, trapping and fumigation costs are worth the investment when dealing with a serious infestation that is hard to get rid of, like termites,  bed bugs, or mice.

DIY traps and sprays might help eliminate a few ants or the occasional mouse, but they're no match for a full-blown infestation. Call an extermination pro to locate where pests hide, how to treat the issue at the source, and how to keep it from returning.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.