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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Bug bombs do not typically eradicate a pest infestation completely. The bug bomb chemicals cannot reach into the small cracks and crevices that pests like to live in, so it may not reach every live bug. It’s much more effective to hire a professional pest control company to perform a home fumigation, removing the infestation fully.

Yes, humans carry fleas. Although fleas are primarily associated with dogs and cats, they are attracted to the warmth and carbon dioxide of mammals, including humans. The difference is that most fleas will only choose animals as their hosts. They may bite humans, but they don’t tend to stick around on humans for long. The one exception is the Pulex irritans, also called the human flea, which prefers human blood.

Setting up an animal trap in your yard largely depends on where you live and the type of critter you're dealing with. In many states, trapping nuisance animals like squirrels, rats, or raccoons is allowed, sometimes without needing a permit. However, certain wildlife species are protected, and not all states have lenient catch-and-release regulations.

Before placing a trap, check your local laws to avoid fines or other legal issues. Some areas allow DIY trapping, while others may require professional assistance. Most areas require a professional to relocate the animal once trapped. Consulting a pro ensures you handle the situation responsibly, humanely, and within the law.