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The life expectancy of a stock tank pool depends on the level of maintenance that you put into it, but it typically lasts for 10 years or more with regular maintenance and repairs. Regularly testing the water and adjusting the chemical levels, using a chlorine float instead of tablets that can end up on the floor of the pool, lining the pool, cleaning the stock tank, and managing any rust immediately will help extend the life of the pool.

You should add one 3-inch chlorine tablet for every 5,000 gallons of water in your pool. If you have a smaller pool, it’s better to use 1-inch chlorine tablets so you don’t accidentally add too much chlorine. Alternatively, you can add two to three ounces of powdered chlorine or half a gallon of liquid chlorine for every 5,000 gallons of water.

If you put too much baking soda in your pool, your alkalinity will rise. That means you’ll need to take steps to lower your alkalinity. You can either add more water (which will require more chemicals because they’ll be diluted), wait for the alkalinity to lower naturally, or use a chemical like muriatic acid to lower it. 

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.