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Generally, an oil furnace is considered safer than a gas furnace for several reasons. While both types of furnaces can produce carbon monoxide, a leak in an oil furnace is easier to detect due to the smell. Oil furnaces also don't connect to a gas pipeline, which reduces the chance of a fuel leak. Most importantly, heating oil is not combustible, whereas natural gas is highly flammable. This means there is a much lower risk of combustion or explosion with an oil furnace. However, an oil furnace can still pose a fire hazard if it tips over.

No, but they both serve distinct life-saving purposes. Smoke detectors primarily sense the presence of smoke, typically caused by a fire, and emit loud alarms to alert occupants to evacuate. In contrast, carbon monoxide detectors monitor the levels of carbon monoxide gas, an odorless and colorless but deadly substance produced by incomplete combustion of fuels. When CO levels become dangerous, CO detectors sound alarms to warn inhabitants of potential poisoning risks. 

The short answer is yes, but the longer answer is more complex. Unless the fireplace is ventless by design, you’ll need some type of exhaust pipe system to safely send fumes and other harmful byproducts out of the house. Even then, ventless fireplaces are not always permitted because they do keep the byproducts inside of your house. Ventless fireplaces are safest when installed in spaces that are themselves well-ventilated, like large rooms with lots of windows.

Although no heating appliance can be entirely risk-free, a fireplace insert is considered a safer alternative to a traditional open fireplace, thanks to their enclosed design. With a sealed combustion chamber, a fireplace insert effectively reduces the risk of sparks and embers escaping into the room, minimizing the chance of an accidental fire.

Additionally, an insert comes equipped with various safety features, such as tempered glass doors that create a barrier between the flames and the surrounding space. This enhances both safety and energy efficiency by preventing heat loss. As an added bonus, many inserts are designed to meet strict safety standards that ensure proper ventilation and combustion.