Get matched with top asbestos removal specialists in Cedar Bluff, VA

Typically, homeowners insurance does not cover asbestos removal or abatement. Most policies exclude coverage for pollutants, contaminants, and hazardous materials, which includes asbestos. Because asbestos is often considered a pre-existing condition in older homes, its removal is usually viewed as a maintenance expense rather than an insurable loss. However, there is a key exception: if asbestos-containing materials are discovered or disturbed due to a covered event, such as a fire or storm, your policy may cover the abatement as part of the necessary repairs. For example, if a storm damages your roof and an insurance adjuster discovers asbestos while inspecting the damage, the policy might pay for the removal cost. If removal is not covered and is outside your budget, you might consider encapsulating the asbestos. The viability of this option depends on the condition of the contaminated materials. It is recommended to speak with an asbestos abatement specialist to understand your options.

Currently, there is no federal licensing mandate for asbestos removal contractors. However, certain cities and states require certification and specialized training. For example, in New York, those handling asbestos must receive an Asbestos Handler Certification. The mandates dictating the necessary training or certifications vary based on state and local laws.

To seal off, or encapsulate, asbestos-containing materials in your home, you’ll need to utilize a sealant specifically designed for asbestos encapsulation. These sealants bind with asbestos fibers to keep them from spreading throughout the air and causing bodily harm. In many cases, these sealants can be simply painted on, but you’ll need to wear a protective body suit as well as an asbestos-rated respirator to interact with these materials safely.

if you install new siding on top of old asbestos siding, you may keep the fibers trapped, but it would not necessarily be considered encapsulation. To do so properly requires a professional, who uses a certain type of sealant that needs to be spread over the asbestos in a number of layers in order to trap all the fibers. Although you may be able to buy this sealant yourself, it is highly advised that, once you find asbestos, you call a pro immediately.