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Last update on January 12, 2026

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Home Building questions, answered by experts

Major home remodeling projects have some of the highest ROI for adding value to your home. For example, adding a primary bedroom can return about 55% of the investment to build. The cost of a primary bedroom suite averages $62,000—-so the high ROI helps sweeten the deal. However, always make sure to speak with a contractor and architect before adding a new room to your home, as each space affects the layout and aesthetic of your home differently.

Yes, most general contractors require a down payment for project completion. A reasonable down payment for a contractor is 10% to 25% of the total project cost, though that will vary based on project size and location. The down payment helps cover the upfront costs of materials and permits and helps ensure payment for the project at hand. 

A construction lien results from unpaid services. For instance, if a homeowner hires a contractor to do a large renovation on their home and then fails to pay for the services and materials, the contractor can take out a lien on the property. This lien is a legal claim against the property for the amount of money owed. If the homeowner does not pay their debt, the lien may stay on the title until the homeowner tries to sell and cannot do so until the title is cleared.

Local regulations dictate how big an ADU can be, and there may also be restrictions on the percentage of the main residence’s square footage an ADU can have. In most cases, an ADU must be smaller than the main residence, but check with your local building authority to confirm restrictions on ADU size.

Most cottages are around 1,000 square feet, making them smaller than most other styles. However, cottages are defined more by their decor and architectural focus on simplicity, functionality, and a connection to nature than they are by a rigid square footage or floor plan. While cottages are defined more by their charm and appearance than size, the smaller footprint does help maximize the comfort and charm, and it keeps the focus on connection to nature and family.

The Bonsack, va homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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