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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

As you look for quotes for flooring repair, consider how the severity of the problem and the accessibility of the damage will impact your costs and budget.

Refinishing a few hardwood planks with minor scratches will cost thousands of dollars less than completely replacing an entire water-damaged floor. Likewise, a first-floor structural problem in a house with an unfinished basement is easy to access from below, while a similar issue on a second-story floor will require your flooring pro to remove several layers to get to the damage.

Porcelain and ceramic tile are two of the longest-lasting kitchen flooring materials. However, while these materials can withstand a good amount of daily wear and tear, they’re likely to crack if you drop something heavy on them, and they’re pricier than many other options. On average, installing a ceramic tile kitchen floor costs between $1,240 and $11,250. Other durable kitchen flooring options include natural stone and concrete.

Soft spots in a mobile home floor can be caused by settling of the foundation or by improperly installed foundations. If the foundation moves, it can create stress on the floor material, causing soft spots to form. Water damage can also cause soft spots in the floor, so it’s a good idea to get a pro to inspect your floors if you have soft spots.