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After you pass your wind mitigation inspection, you’ll receive a report you can send to your insurance company when you request a discount. This report is valid for five years. If you switch providers within that five-year window, your new insurer may ask you to get another inspection if you want a discounted premium.

Issues include leaking seams, rusting panels, loose fasteners, and denting from debris or weather, which can cause damage that requires intervention.

You may become so frustrated with the look of moss on your roof that you contemplate whether to clean or replace your roof. Fortunately, you don’t have to go as far as replacing it. After cleaning the moss, you can use a chemical solution to keep it away. For further protection, trim branches that overhang the roof, as fallen seed pods and leaves on the roof allow moisture to collect, encouraging moss growth. Consider adding zinc-coated flashing to the roof, too. As rain washes across the zinc, it leaves zinc particles behind that inhibit moss growth.

Patching a rubber roof requires finding a leak that is most likely identified by inspecting the attic. Get a strong flashlight and inspect the underside of the roof. Look for mold, wet spots, or dark, discolored areas. Check for degrading insulation, which tends to break down faster than wood. Inspect vents and seals and keep an eye out for small punctures coming through. The leak could actually be several feet away from where you find the water damage because of how water flows or gets diverted. In dry weather, spray the roof with a hose while someone else watches for leaks inside the attic.