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Grass is the most popular and safest option for planting over a septic drain field, but you can also plant small flowering plants and other lightweight plants that don’t have woody or deep roots. Avoid trees and bushes within 10 feet of the field, as the woody roots can crack the perforated pipes. You should also avoid planting vegetable or fruit gardens over your drain field, as a leak from the pipes could contaminate the soil and put anyone who eats the produce at risk.

Unless it only rains once in a blue moon where you live, you’re going to want water-loving plants in your garden bed or pot. A few ideas for plants that aren’t super fast-growing (meaning they’re good in pots or near foundations) and can handle a lot of standing water include: 

• Acorus (Sweet flag)

• Colocasia esculenta (Taro or elephant ear): In many climates, these are annuals, making them less desirable because you need to adjust the chain again after each replant.

• Equisetum scirpoides (Dwarf horsetail rush): non-dwarf varieties of horsetail are fast growers and can take over quickly.

• Juncus effusus (Curly rush)

• Osmunda regalis (Royal fern): Royal fern can grow quickly but can also handle being crowded, making them good container plants.

If shade is a priority for you, then panting elm trees is a fine choice. A full mature elm tree has enough aesthetic appeal for some folks that it could add value to your home. 

That said, never plant elm trees too close to your home, sewer line, or sidewalks, as their roots can damage these, which can lead to costly repairs.

Moss attaches to the ground but doesn’t have roots, so it can take four to six weeks for establishment to begin. It takes between 12 and 18 months for full coverage, and maximum thickness takes about two years. Keep your moss moist and debris-free to ensure it establishes itself well.