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TRUSTED BY TROY, TX HOMEOWNERS

  • Average homeowner rating star icon3.7
    Average homeowner rating
  • Verified reviews icon18
    Verified home building services reviews

Top-Rated Home builders in Troy - Updated Nov 2026

Scanlon's Improvement & Repair Service
4.5(
40
)
Shelter or Outbuilding - Build

Serving Troy, TX and surrounding areas

Approved

Super Service Award Winner

In business since 2011

Free estimates

Warranties offered

"I manage my own home and live out of state and I have used Joe on many projects. He gets the work done and gives reasonable prices. If its a job out of his expertise, he has recommended others that we have used (example plumbing work) and have been very satisfied with that as well. Joe is the person I call when repairs need to be done and have not been let down by him. My current tenants had so much positive feed back on him as well."
Response time2 days
1 neighbors recently requested a quote
Recommended by77%of homeowners
Great House Plans, LLC
5.0(
1
)
Find a Custom Home Builder

Serving Troy, TX and surrounding areas

Approved

In business since 2005

Free estimates

Customers say: Quick response

We pride our company on reliability, great communication, integrity, and quality work. We are experts in our trade and will do our best to keep you as educated as we can on your particular task or project. We look forward to earning your business! Book with us online or feel free to give us a call today!

Response time1 day
Response rate100%
Recommended by100%of homeowners
Benjamin Thomas Building & Remodeling
5.0(
7
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Troy, TX and surrounding areas

In business since 2008

Free estimates

Emergency services offered

"When I bought this house, it was was filthy, smelled horrible from outside even, was rodent and roach-infested. Counters, floors were wet and rotting. Everything had to be torn out and rebuilt. Now my home is beautiful. The bathrooms are lovely. There were no short-cuts or rush jobs, or anything left unfinished. I’ve had neighbors and friends who are in building and construction admire and compliment the high quality of the work done on my home. Most people who come in comment on the beautiful flooring, or the cleanliness of the walls and ceilings. I live in a quiet, gated community and there was never a complaint about a mess outside or noise. Very clean."
Recommended by100%of homeowners
Avatar for Lucio Martinez Construction
Lucio Martinez Construction
4.9(
7
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Troy, TX and surrounding areas

In business since 1995

"Lucio and his crew are amazing. I hired him for roofing, siding, window installation, rock footing/underpinning, new concrete driveway and sidewalks, among other home remodeling. His crews were some of the hardest workers. Always professional, excellent workmanship, and worked with urgency to help me complete my house project timely. Pricing was fair and Lucio was always available for getting to add on services! I will definitely use him as needed in future!"
Recommended by100%of homeowners
Avatar for M Square Construction
M Square Construction
4.3(
24
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Troy, TX and surrounding areas

In business since 2016

Free estimates

Credit card accepted

"This is the second summer we did major projects. Both time we used M2. They are reliable, the crew is friendly and the workmanship is the best. Highly recommend you call David for anything. If he doesn’t do it he knows who does and helps you get it all done."
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Recommended by90%of homeowners
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Home Building FAQs, answered by experts

Framing is often the most expensive phase of building a house because it’s time-consuming and requires a lot of materials. It costs between $20,000 and $50,000 on average, depending on materials and labor costs. Before construction begins, it’s possible that purchasing land is the priciest step in the process. Some plots of land sell for $3,000, while others cost upwards of $150,000.

Typically, architects do not build homes in a hands-on sense of doing the actual framing, roofing, or other building. Architects usually do not have the training and experience to build the homes they design. An architect would need to know how to do the specific trades required to build a house, which is possible but not a common practice. A general contractor or homebuilder typically oversees the actual details of building the house that the architect designs.

The primary reason homes have crawl spaces is so the foundation can reach down below the frost line to avoid dangerous soil movement and structural damage when the ground freezes. They’re more popular in colder climates where the ground freezes down to a few feet, and slabs are most popular in warmer areas where there is no frost line. Crawl spaces also provide a space for utility lines to run where they’re at less of a risk of freezing.

Above all, the downside to building a new house is a longer timeline. You need several months to finish the build, depending on the supply chain and labor availability in the meantime. Building a home compared to buying one is also more expensive, both in the building process and when it comes to mortgage rates and property taxes.

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The Troy, TX homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.