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Top-Rated Property appraisers in Sherman - Updated Nov 2026

Avatar for 1st Appraisal Choice, Inc.
1st Appraisal Choice, Inc.
4.8(
78
)
Appraisal - Real Estate

Serving Sherman, TX and surrounding areas

Approved

In business since 1997

Free estimates

Credit card accepted

1st Appraisal Choice, Inc., is a real estate valuation firm, performing appraisals for lenders, real estate agents, lawyers, accountants and private parties. We pride ourselves on our high quality, diligently prepared and thoroughly readable appraisal reports. You can count on our experience, ethics, competence, diligence and delivery. Our business is built on these values. When it comes to making important real estate investment decisions, the more you know, the better decision you can make. Give us a call today!

Accurate Square Footage
Recommended by87%of homeowners
Avatar for 1st Appraisal Choice, Inc.
1st Appraisal Choice, Inc.
4.8(
79
)
Appraisal - Real Estate

Serving Sherman, TX and surrounding areas

In business since 1997

Free estimates

Small jobs welcome

"Michael was professional and a pleasure to work with. His appraisal was very detailed and provided me all the information I needed to make an informed decision. I needed a very quick turnaround and Michael understood and provided just that. I would definitely use this company again!"
estimate of living area
Response time1 day
188 neighbors recently requested a quote
Recommended by86%of homeowners
Avatar for The Matt Hilton Group- Step Up Realty
The Matt Hilton Group- Step Up Realty
5.0(
12
)
Appraisal - Real Estate

Serving Sherman, TX and surrounding areas

In business since 2006

"My experience with Hilton Realty Advisors was fine. They will actually tell you what's appropriate as opposed to what you want to hear and I respect that. They were very knowledgeable."
Matt's New Headshot
Recommended by100%of homeowners
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Property Appraiser FAQs, answered by experts

A property valuation, sometimes called a comparative market analysis or CMA, provides a real estate expert’s opinion on how much your property will sell for. It takes many things into consideration, like the condition and location of the home, but ultimately, all that matters for a property valuation is what a buyer might be willing to pay for the property. An appraisal is more concerned with determining the value. A valuation is to estimate what you’ll get for a property, while an appraisal helps a lender establish loan-to-value ratios and loan amounts.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location’s real estate market and the specifics of the basement and how it was finished. 

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

The Sherman, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.