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Avatar for 1st Appraisal Choice, Inc.
1st Appraisal Choice, Inc.
4.8(
78
)

Serving Denison, TX and surrounding areas

Approved

Super Service Award Winner

In business since 1997

Free estimates

Small jobs welcome

"Michael was awesome! This is the first time in my life I have ever had to have an appraisal done on property and I am so very pleased that I gave him a call. He arrived on time. He listened to me as I explained what my needs were. He took the time to explain certain aspects of the appraisal which I greatly appreciated. He was very kind, courteous, professional, and knowledgeable. I highly recommend him."
estimate of living area
Response time1 day
192 neighbors recently requested a quote
Recommended by86%of homeowners
Avatar for Dorman Appraisal Group
Dorman Appraisal Group
5.0(
3
)

Serving Denison, TX and surrounding areas

Approved

Small jobs welcome

"All went smooth did as we asked and very happy with how quick he completed the work. We are glad we decided to get an appraisal before selling. It helped make sure we where getting the most for our home."
40 neighbors recently requested a quote
Avatar for OmniKey Realty
OmniKey Realty
3.7(
16
)

Serving Denison, TX and surrounding areas

In business since 2006

Free estimates

Emergency services offered

"OmniKey Realty manages 2 of my properties and they do an amazing job. They have really done well communicating through there portal, which is very convenient. They hold the tenants accountable to their lease."
BBB
NARPM
Realtor/MLS
Recommended by76%of homeowners
Showing 1-10 of 12
Property Appraiser questions, answered by experts

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. 

In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.

While some aspects of an appraisal, such as comparable properties nearby, are out of your control, there are several steps you can take to potentially increase your home's value. Make any necessary repairs and upgrades before the appraiser's visit, as they can only value what is currently part of the home, not its potential. Examples include renovating older areas, updating landscaping to boost curb appeal, and staging your home. You can also provide the appraiser with the cost of recent upgrades, which may increase your home's value by about 50% or more of what you paid for those improvements.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

The condition and appearance of your yard can affect your home appraisal value. A well-maintained, attractive yard with curb appeal adds to a property’s value, while an overgrown, messy, poorly maintained yard can hurt your home’s appraisal. Even small cosmetic improvements to your yard, like adding mulch, trimming trees, and cleaning out plant beds, can help your appraisal value.

The Denison, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.