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Avatar for 1st Appraisal Choice, Inc.
1st Appraisal Choice, Inc.
4.8(
78
)

Serving Tom Bean, TX and surrounding areas

Approved

Super Service Award Winner

In business since 1997

Free estimates

Small jobs welcome

"Michael was awesome! This is the first time in my life I have ever had to have an appraisal done on property and I am so very pleased that I gave him a call. He arrived on time. He listened to me as I explained what my needs were. He took the time to explain certain aspects of the appraisal which I greatly appreciated. He was very kind, courteous, professional, and knowledgeable. I highly recommend him."
estimate of living area
Response time1 day
202 neighbors recently requested a quote
Recommended by86%of homeowners
Dora Rohal Certified Real Estate Appraiser
5.0(
9
)

Serving Tom Bean, TX and surrounding areas

Approved

In business since 2015

Free estimates

Small jobs welcome

"Dora is a true professional with exceptional customer management skills. She took time to listen to my needs, spent a great deal of time at my property and delivered a high quality report. I would highly recommend her and will use her for any future needs I might have."
Response time10 hrs
Response rate94%
2 neighbors recently requested a quote
Avatar for Dorman Appraisal Group
Dorman Appraisal Group
5.0(
4
)

Serving Tom Bean, TX and surrounding areas

Approved

Small jobs welcome

"All went smooth did as we asked and very happy with how quick he completed the work. We are glad we decided to get an appraisal before selling. It helped make sure we where getting the most for our home."
43 neighbors recently requested a quote
Avatar for The Matt Hilton Group- Step Up Realty
The Matt Hilton Group- Step Up Realty
5.0(
12
)

Serving Tom Bean, TX and surrounding areas

In business since 2006

"My wife and I recently sold our home with Hilton Realty Advisors and are now finishing the buying process.  Matt is a pleasure to work with. He is always upbeat, and ready for a challenge. He is very responsive to phone calls and emails regardless of time or day. Matt is prepared to answer the tough questions and give you honest answers. He is your advocate from the beginning to the end of the process. Matt has superior knowledge and is well respected among his peers. Matt demonstrates a love for his profession, his clients, and for his community. His firm?s dedication to serving the community was one of the things that made us choose Matt. We would have no hesitation in recommending Matt to family or friends for any real estate needs large or small. We both will consider Matt a friend long after this process is over.

-Aaron, McKinney TX"
Matt's New Headshot
Recommended by100%of homeowners
Avatar for Kitchen & Bath Renovations
Kitchen & Bath Renovations
4.7(
21
)

Serving Tom Bean, TX and surrounding areas

In business since 2003

Free estimates

Credit card accepted

"Very well. We have had 4 remodeling projects done over the years and Stan is the best contractor we have ever worked with BY FAR. He listens to what you want and offers insight, ideas and suggestions, but the final decision was always ours. It's been 6 months since the work was finished and I still smile everytime I look at my beautiful kitchen. I love it! Stan is trustworthy, dependable, punctual and honest. I have 2 more projects I'm thinking about and when I'm ready, Stan will be who I call. Yes, he's that good."
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+85

Recommended by95%of homeowners
Avatar for A-1 Guaranteed Foundation Repair
A-1 Guaranteed Foundation Repair
4.8(
1,205
)

Serving Tom Bean, TX and surrounding areas

In business since 1998

Free estimates

Credit card accepted

"We were promptly contacted to set up an appointment. Kevin arrived on time and proceeded to inspect our property. He was extremely professional and answered all of my questions. We are extremely pleased with everything!"
Recommended by94%of homeowners
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Property Appraiser questions, answered by experts

The differences between market value and appraised value depend on the local market, so they can match, or either one can be higher than the other. In a “seller’s market,” where there is an abundance of buyers, market value will likely sit higher than the appraised value because there’s more demand for the low inventory of homes. In a “buyer’s market,” where there are more homes than there are buyers, the market value is more likely to sit below the appraised value to entice buyers.

If you can’t find any records online, you’ll need to contact your county clerk’s office to do further research. They should have property records on file, or can at least point you in the right direction of who to contact. You can also speak with your neighbors about when their houses were built because they were likely built around the same time.

Typically during transactions or refinancing, or whenever significant improvements are made.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Both conventional loans and FHA loans are types of mortgages, but they have a few key differences. Conventional loans are backed by private lenders without any government backing, and FHA loans are guaranteed by a government agency. FHA loans are designed to be easier for borrowers with low credit scores or income to qualify for.

The Tom Bean, TX homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.