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Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Killeen Homes

4003 W Stan Schlueter Loop
No reviews yet

Killeen Homes

4003 W Stan Schlueter Loop
No reviews yet
Free onsite estimate

Michele Isome is a Realtor. She serves the Killeen, Coopers Cove, Temple, Harker Heights, and Fort Hood areas. She specializes in selling, buying, foreclosures, short sales, first time buyers, relocation referrals as well as other programs to assists our clients throughout the entire real estate process, from beginning to the end. As a prior service military veteran, Michele Isome is dedicated to serving the community and believes in putting clients first. For a professional and a friend contact Michele for all of your real estate needs! My office and I participate in the i-FAStTRAC Program! Contact Michele Isome Realtor - Exit Heart of Texas Realty today in Killeen at: (254) 415-2655

Michele Isome is a Realtor. She serves the Killeen, Coopers Cove, Temple, Harker Heights, and Fort Hood areas. She specializes in selling, buying, foreclosures, short sales, first time buyers, relocation referrals as well as other programs to assists our clients throughout the entire real estate process, from beginning to the end. As a prior service military veteran, Michele Isome is dedicated to serving the community and believes in putting clients first. For a professional and a friend contact Michele for all of your real estate needs! My office and I participate in the i-FAStTRAC Program! Contact Michele Isome Realtor - Exit Heart of Texas Realty today in Killeen at: (254) 415-2655


Isbell Properties

312 E Ave B
No reviews yet

Isbell Properties

312 E Ave B
No reviews yet
16 years of experience

Ever since they began in 2009, the Isbell family has worked together as Killeen’s best property management and real estate team. A veteran-owned family business, we are proud to be an integral part of our community as well as a welcoming force to newcomers. Isbell Properties operates on one important pledge: We treat everyone we do business with like family. Our efficient team is under the direction of Josh Isbell, who is always a familiar face around the office. Here at Isbell Properties, our business is real estate, but our strength is community.

Ever since they began in 2009, the Isbell family has worked together as Killeen’s best property management and real estate team. A veteran-owned family business, we are proud to be an integral part of our community as well as a welcoming force to newcomers. Isbell Properties operates on one important pledge: We treat everyone we do business with like family. Our efficient team is under the direction of Josh Isbell, who is always a familiar face around the office. Here at Isbell Properties, our business is real estate, but our strength is community.


CreditGuard of America

791 Park Of Commerce Blvd
No reviews yet

CreditGuard of America

791 Park Of Commerce Blvd
No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.


Johnny Vacca, Realtor @ REMAX RED ZONE

302 Millers Crossing Suite 11
No reviews yet

Johnny Vacca, Realtor @ REMAX RED ZONE

302 Millers Crossing Suite 11
No reviews yet
29 years of experience

Thank you for considering me to be your Realtor of choice. I have been serving the Greater Fort Hood Area for 20 years. Most of my success has been from receiving referrals from my past clients. My clients become my friends and in a community like this one it has made my career enjoyable and successful. As a Realtor I can represent Sellers and Buyers. As a listing agent I market and sell homes, and as a buyer's agent I help buyer's get pre-qualified, find a home, and help them throughout the entire home buying process. I also help buyers who are looking to build in the area. If you are looking for a Realtor with experience that knows that area, and is working for a successful firm like Re/Max I hope I can be that Realtor for you.

Thank you for considering me to be your Realtor of choice. I have been serving the Greater Fort Hood Area for 20 years. Most of my success has been from receiving referrals from my past clients. My clients become my friends and in a community like this one it has made my career enjoyable and successful. As a Realtor I can represent Sellers and Buyers. As a listing agent I market and sell homes, and as a buyer's agent I help buyer's get pre-qualified, find a home, and help them throughout the entire home buying process. I also help buyers who are looking to build in the area. If you are looking for a Realtor with experience that knows that area, and is working for a successful firm like Re/Max I hope I can be that Realtor for you.





Seale Homes

3809 S. General Bruce Drive Suite 103 PMB 8344
No reviews yet

Seale Homes

3809 S. General Bruce Drive Suite 103 PMB 8344
No reviews yet

Want to sell your house fast? We can provide you with a cash buyer for your home no matter what it's condition! We are a startup real estate investing company proudly serving Central Texas! If you need to sell your home, no matter what your circumstances may be, you’ve come to the right place. If you are underwater on your mortgage, need to avoid foreclosure, recently inherited a home, or just want to get the most value from your property, we have the expertise to help you! We are passionate about serving the community, and want to make a difference for you.

Want to sell your house fast? We can provide you with a cash buyer for your home no matter what it's condition! We are a startup real estate investing company proudly serving Central Texas! If you need to sell your home, no matter what your circumstances may be, you’ve come to the right place. If you are underwater on your mortgage, need to avoid foreclosure, recently inherited a home, or just want to get the most value from your property, we have the expertise to help you! We are passionate about serving the community, and want to make a difference for you.

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Real Estate Agents questions, answered by experts

The age of the well, installation methods, and maintenance logs can affect your home insurance premiums and any potential future claim. Mortgage companies can request proof of water quality before they approve the loan. Review all well information, including the Shared Well Agreement, before you make an offer to purchase.

Appraisals can come in above or below the list price or offer price for a property, and where it falls depends on many factors. Those include the condition of the property, the location, and the age of the home, but often, the condition of the market is the biggest determining factor. Where demand is high for properties, buyers compete with each other for homes, which tends to drive up offer prices above where appraisals come in. Where demand is low, you’ll often see the opposite happening.

If you are trying to sell a home with asbestos siding, most jurisdictions force you to disclose this in official documentation about the home. Some potential buyers may not want to purchase a home with asbestos siding, which could negatively affect their health if the siding becomes disturbed. However, as long as the siding is in good condition, some buyers may not see it as a disadvantage. You could take on the cost to replace asbestos siding if you have concerns over this material affecting your home’s resale value.

No, home improvement loan rates typically do not drop during certain times of the year. Interest rates go up and down based on economic conditions rather than on the time of the year. Some banks may offer slight rate discounts around the same holidays every year, but this is a marketing decision rather than a decision based on the time of the year. If you want to use a home improvement loan to fund your remodeling project, the best option is to shop around at different banks for the best rates.

If the value of the home you want to buy is appraised at less than the price of the offer, you may not be able to obtain a loan for the offer amount. Lenders want to ensure that the amount they’re lending isn’t more than the market value of the property, so you may have to increase your down payment to reduce the loan amount or get a second appraisal if you still want to proceed with the purchase.

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The Rogers, TX homeowners’ guide to real estate services

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