Should I skip a home appraisal?

• <div><p>As a seller, it might feel tempting to skip the appraisal, especially in a hot market that sees a lot of all-cash offers. While you can technically forgo it and hope for an all-cash offer, you’ll likely have a very tough time selling without an appraisal. </p><p>In addition to protecting lenders from risk, appraisals also protect buyers’ investments. As such, it isn’t typically recommended for buyers to skip appraisals.</p></div>

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Q: How long is an FHA appraisal good for?

• <div><p>An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.</p></div>

Q: How much do you lose selling a house as-is?

• <div><p>In most cases, selling a home in as-is condition will lead to a sale price that&rsquo;s somewhere between 10% and 30% lower than normal. However, it&rsquo;s often worthwhile to sell at a loss because the alternative would be to pay for the repairs yourself, which could end up costing you more. Even if they didn&rsquo;t, selling as-is saves you from the time and energy you&rsquo;d spend coordinating the repairs.</p></div>

Q: How can I find a trustworthy appraiser?

• <div><p>Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.</p><p>While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.</p></div>

Q: How do appraisers adjust for a finished basement?

• <div><p>While a finished basement adds value to your home, it is assigned a different value than space on the main floors. An appraiser will assess the square footage of a finished basement at about 50% to 60% of the value of the square footage for the rest of your home. Appraisal value for a finished basement depends on your location&rsquo;s real estate market and the specifics of the basement and how it was finished. </p></div>

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*The Angi rating for Property Appraisal companies in Horseshoe Bay, TX is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Property Appraisal needs.

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Last update on December 01, 2025

Reviewed in November 2025
Jeff did a fantastic job of communicating his arrival, the details of his work and the pest application. Helped me establish a more complete service plan for our property. Very professional and polite. Jeff is an example of why I stay with Bulwark.
Bulwark Exterminating, LLC
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Reviewed in October 2025
Roco excavation did a Very good job came and demolished a old barn on my property here in Jerrell Tx knock it down and hauled the trash away I didn’t have to worry about anything
Roco Excavation
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Reviewed in April 2025
These 3 guys were awesome! They were polite, respectful to us and our property, on time and worked quickly. I would definitely recommend and hire again!
Steppers Moving Co.
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Reviewed in October 2024
Kevin is a hard working guy with attention to detail. He is really fair. I ended up paying less than he originally thought because he was able to make some cost saving changes. He repaired a deck railing and stairs at an investment property. He also repaired a poorly installed drain line. I will...
Good Tools & Solutions LLC
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Reviewed in July 2024
AJ gutters and drainage provided my family a safe and affordable way to tackle a chore weÃ¢Â Â ve been putting off for some time. From start to finish, the experience was exceptional. John was punctual, professional, and incredibly thorough in his work. He cleaned my gutters with such attention...
AJ Gutters & Drainage
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Reviewed in November 2023
We were very pleased with the service, the istallation process and clean up. Our crew led my Ricardo and Reynaldo was professional and efficient and considerate of our property.
Power Home Remodeling
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Reviewed in November 2023
Abel did a excellent job at a very competitive price. Prompt, professional, and very respectful of the property and that of the adjoining properties. Went above and beyond to make for certain our stain, brand, type, and color were exactly what we wanted, and then provided a small sample of...
Extreme Painting
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Reviewed in July 2023
Gerardo performed landscaping and irrigation on all three of our properties and we highly recommend GGC Landscaping & Irrigation . They have worked on several of our home projects and always did an excellent job in a timely manner which is so important.
GGC Landscaping & Irrigation
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Reviewed in January 2017
The crew did a better then expected job. My property looked 100 percent better when they got down.
G Lawnscapes LLC
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Reviewed in April 2016
I hired Jim to do an appraisal of my home in April 2014 and again in April of 2015, for the purpose of a WCAD appraisal protest.? WCAD is constantly over-valuing my modest property and it needs to be continuously disputed every single year In April 2014 Jim did a detail oriented appraisal of my...
CENTEX PROPERTIES
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Sell My Austin House Quick

Sell My Austin House Quick

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Lone Star UAS

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DominionUnitedRealty.com

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Blade McGunn Realty

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Redefine Home Services

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3Z Realty

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Parker Real Estate & Appraisal

The Horseshoe Bay, TX homeowners’ guide to property appraisals

10 Factors That Can Hurt a Home Appraisal

Who Does Home Appraisals?

How to Increase Your Home Appraisal Value

What Is a Land Appraisal and How Does It Work?

4 Types of Real Estate Appraisals

How Long Does an Appraisal Take?

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