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Allowing wolf spiders to reside in your home can have benefits, as they serve as natural exterminators, preying on insects and pests that could become problematic. Their presence can help keep your residence relatively free of nuisance insects such as flies, ants, and cockroaches, reducing the need for chemical pesticides. Wolf spiders are generally not hostile towards humans, and their bites, although painful, usually don't result in a significant medical concern. If you can coexist peacefully with these spiders and recognize their role in maintaining a balanced ecosystem within your household, they can contribute to a healthier and pest-reduced environment.

Carpenter ants don’t eat wood. It’s a common misconception because many kinds of termites eat wood as well as live inside it. Carpenter ants, however, are omnivores and only chew into wood to create pathways and nests, discarding the chewed wood as frass which is a major indicator of a carpenter ant problem. They prefer to eat smaller insects, sweet things like spilled honey, and sources of protein like pet food.

While there are many types of wood-eating pests, the most common one in the United States is termites. They are found in every state and are typically worse in warm and humid climates. They cause billions of dollars in damage every year, which is why it’s vital that homeowners address infestations as soon as possible.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.