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Debris removal is often included in the overall cost of having a tree removed from your property. However, tree maintenance service companies do not always include debris removal in their pricing, so ask any contractors offering tree trimming cost estimates whether or not removal is included. If you want to keep the wood mulch, ask if they charge extra for it as well.

In the short term, you’ll have a lot of fallen trees to deal with. Tree removal services costs typically start at $200 per tree and increase based on species and size. Then, you’ll have to deal with the loss of trees: That means a loss of shade and a greater risk of rain runoff and erosion. Also, you’ll miss out on the health and aesthetic benefits of having trees on your property, which could even affect the resale value of your home.

That being said, cutting down a tree it’s not always a bad idea. Trees growing too close to rooftops can present fire hazards or debris problems. You may need to remove diseased or dying trees to prevent future issues.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Generally, you should prune around 20% of an apple tree’s growth—and never more than 30%. This means that if you have a severely overgrown tree, it can take a few seasons to prune it back enough to produce the healthiest fruit. 

If you’re dealing with a newly planted or juvenile tree, hold off on pruning beyond the initial shaping. Wait at least a couple of seasons into fruit production since pruning can increase the number of water sprouts and unproductive foliage.