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It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won’t cover the actual foundation damage that is causing the issue either, as it’s considered an avoidable type of damage, and negligence isn’t covered by most insurers.

Luxury vinyl plank (LVP) flooring is a thick, high-quality vinyl that joins with click-lock edges. Unlike some budget vinyl flooring, it’s tough, easy to install, and scratch-resistant. While this means it’s much less likely to get damaged by your dog’s claws, it isn’t scratch-proof. Regularly trimming long dog nails reduces the risk of scratch marks and helps keep your dog comfortable.

If you have mold under your vinyl flooring, it’s recommended that you have it ripped out and start fresh. Mold isn’t something to take lightly and should involve a visit from a professional who can both test and identify the mold. If you’re determined to remedy it yourself, wear all the proper protective equipment—eye goggles, a high N-rated mask, and long, disposable gloves.

It’s true: Fido’s claws can scratch up your nice engineered hardwood floors since the top layer is made of exposed hardwood. For this reason, pet owners may want to opt for the more durable laminate flooring options that offer the appearance of hardwood without the vulnerability to scuffs and scratches. As a bonus, laminate flooring is also less expensive than engineered hardwood.