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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Yes, you can hire professionals to move a tree. Arborists and tree transplanting companies specialize in this type of work and use equipment like hydraulic tree spades to safely extract and relocate trees with their root balls intact. Since tree moving is a complex process, especially for larger trees, it’s best left to experts who understand how to protect the tree’s health and ensure the safety of everyone involved.

If you aren’t sure what you’re doing, be very careful when cutting mature tree roots (roots larger than 2 inches). Root cutting and pruning can affect both a tree’s stability and its ability to nourish itself. Issues during root cutting can result in damage or injury. 

It’s recommended you call in a pro to help, unless it’s a very small tree and you aren’t worried about the prospect of losing the tree.

Opt for a barefoot tree. Pros harvest barefoot trees when they’re dormant (leafless). They shake the dirt from the root ball and pack it in moist material. 

These trees can cost half as much as the trees at your local nursery, and you can buy them online—so there’s a much wider selection. Just make sure you keep your barefoot tree cool until you’re ready to plant it.