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Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.

A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

Gel bait and gel bait traps use poison to kill cockroaches, and aren’t safe to use around pets. Many gel bait traps are called “child-resistant,” but this only means that the traps are hard to rip open for children. Large pets and children are still able to swallow them. If you use gel bait, use it in areas where pets and children can’t access them, such as under a washing machine. Another option is to use glue traps, which don’t contain pesticides and are safe to use around pets. 

If squirrels set up a home in your attic, they can cause considerable damage. It’s not uncommon for them to chew holes in your roof, siding, or joists, and they can eat through electrical wiring. They might also travel to other parts of your home or into your wall cavities. Not to mention all that bacteria-filled feces and urine they spread around.