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You might be tempted to call your local municipality to remove animals from your property, such as a groundhog burrowing in your yard or raccoons getting into your trash cans. However, they typically only remove domestic animals like dogs and cats from properties, or sick and injured wildlife that pose a public safety risk or health threat, such as a rabid animal. They typically do not capture or remove healthy wildlife.

Animal removal professionals have the tools, knowledge, and skills to trap and remove wild animals adequately and humanely. They also can relocate them correctly.

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

When woodpeckers start banging on your walls or roof, they are probably looking for insects to eat, storing nuts for winter, drilling a hole to make a nest, or communicating with other birds to establish territory or find a mate.

The size of the hole can help determine the reason for the pecking. Small irregular holes are a result of insect hunts. Acorn holes are more consistently sized and often fitted with a nut in the middle. Nest holes are large and have rounded edges. If the bird is pecking to mark its territory or attract a mate, it may leave dents rather than holes, and the noise will stop when the mating season starts in spring.