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The short answer is yes, as hearths need to extend a certain distance out from the fire. This is usually around at least a foot in front but is often more, closer to two feet even. There is another distance to consider, which is the distance beyond the opening of the fireplace. Each municipality will have different code requirements. 

Yes, a chimney cap is an excellent idea for several reasons. It prevents debris, rain, or snow from entering your chimney, which can cause moisture damage or blockages. A cap with a mesh screen also keeps animals like birds, squirrels, and bats from nesting in your chimney—or worse, getting into your abode. Additionally, chimney caps help prevent downdrafts, which can push smoke and harmful gases back into your home. Lastly, by installing a chimney cap, you will improve safety and enhance the overall efficiency of your fireplace.

Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

You can let a fire burn out in a fireplace as long as you or someone else will stick around to monitor it until it goes completely out. This may take several hours. To prepare, stop adding fuel to the fire well before you’re ready to call it a night. If you’re using the fireplace for warmth, you’ll want to cover up in some blankets as the flame dies down.