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Structural Engineering questions, answered by experts
Whether you’re building a new home or building an extension on your existing property, you will likely need both a structural engineer and an architect. A structural engineer will determine what loads your foundation and framing can safely handle, and an architect will draw plans according to those structural calculations to simplify the building process. You can start by contacting a structural engineer near you, as many work alongside architects and can get all of the prep work done at once.
Yes, ceiling joists are typically load-bearing. However, their primary function is to support the weight of the ceiling and loads applied to it, like lighting fixtures and ceiling fans. They can also help support the roof, especially if they’re part of truss systems. Remember, the load-bearing capacity of ceiling joists depends on the material, size, and space between them.
The process of hiring a structural engineer starts by finding reliable professionals in your area and comparing quotes from at least three of them. From there, you can narrow down your selection by asking some leading questions:
Do you have experience working in my specific area?
Do you have professional indemnity insurance?
What will your structural report cover?
Do you charge a flat fee for a structural report or by the hour?
How long have you been in business?
Do you have a list of customer references?
It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.
Most structural engineers offer free quotes, regardless of the size of the job. For simple inspections when buying or selling a home, engineers typically charge a flat fee that may be based solely on your home’s foundation type and square footage. For larger projects, like new construction and major home renovations, an engineer will either perform an analysis of your project and site and provide you with a formal estimate, or they will do a more in-depth assessment and in-person site inspection before coming up with a per-hour or per-project cost estimate. In most cases, the estimate is free.
The Mclaughlin, SD homeowners’ guide to structural engineering services
From average costs to expert advice, get all the answers you need to get your job done.
The cost of a structural engineer is easily justifiable given the value they bring to the table. Use this guide to see what hiring your professional will total.
Beam installation costs are an important consideration if you’re building a home or doing renovations. Learn about average costs and factors in this guide.
Spotting deep foundation cracks or sagging floors? Learn about structural engineering costs, serious warning signs, and how to hire the right local pro.
It can be hard to choose the right pro for any job, but it matters. Learn how to hire a structural engineer who'll get the job done right from start to finish.
