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Lead Testing and Removal questions, answered by experts

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

Lead testing prior to purchasing a property ensures that the new owners are informed about potential hazards, prevents health risks associated with lead poisoning, and facilitates timely remediation.

The EPA broadly defines hazardous waste as any waste that could pose a danger to humans or the environment. More specifically, it includes any material that could combust or explode under normal temperatures and pressure, as well as materials that are toxic or corrosive. Some common household hazardous waste products include aerosol cans, paint cans, old tires, medical supplies, unused medications, fire extinguishers, cleaning solutions, and lawn care products.

You do not have to remove lead paint if the surface is not chipping or peeling or if there are no pregnant people or children under the age of six who live in or regularly visit your home. Lead paint is a particular risk for young children whose brains and bodies are not fully developed. Experts strongly recommend that you call a pro to remove lead paint if it’s peeling or flaking, no matter who lives in the home. You can experience lead poisoning by breathing in or ingesting just a small amount of it.

Government regulations such as the EPA and OSHA govern lead removal procedures to ensure health and environmental safety during and after abatement.

The Lake Preston, SD homeowners’ guide to lead testing and removal services

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