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Whether or not your homeowners insurance covers EIFS stucco siding depends on the insurance company and the specifics of the policy. Some insurance companies will not cover EIFS due to its susceptibility to moisture damage, and some companies will only cover EIFS manufactured and installed after a certain date, since newer systems mitigate potential damage concerns better than older ones.

Some homeowners use caulk on the edges of clapboard siding to help seal it. However, this method invites new problems. With so many gaps sealed, clapboard siding is often unable to drain properly and moisture from rain or other sources can build up inside. This can lead to rot and other issues over time. When repairing clapboards, it’s best to avoid caulking the final product. The exception is trim around windows and doors, which should be caulked to avoid moisture problems.

Traditional clapboard siding, particularly with panels made from wood, is not a significant insulator on its own. However, you can keep your home cooler in summer and warmer with "insulated clapboard siding," which is a type of vinyl clapboard siding with a built-in foam insulation. Consult a local siding contractor to determine whether insulated siding is right for your home.

The living space of a home doesn’t correlate directly with how many square feet of siding you’ll need, but on average, a 2,000-square-foot home will need 1,700 square feet of siding or 17 squares of siding. Your siding measurements will vary depending on the layout of your home, the number of stories, the size of your doors and windows, and even your roof style.