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The main difference between a water softener and a water filter is what they remove from the water. A water softener is specifically designed to remove hard minerals, while a filter removes a wider range of contaminants above a certain size, such as bacteria and other impurities. If your primary goal is to remove minerals, a softener is the best choice. If you want to remove various contaminants for safety or taste, a filter is more suitable. Filters are also typically less expensive to install. Depending on your water supply's specific issues, you may need to install both systems for comprehensive treatment.

No, hard water isn’t dangerous. The added calcium in hard water can contribute to good bone health. However, it can also cause dry skin and hair. If you have dry skin or hair, consider using a water-softening system to help minimize the minerals in your water. Plus, these systems can also add some sodium to your diet. 

Some shower water softeners are effective, but this isn’t always the case. Most shower filters only filter out chlorine, not hard minerals like calcium. Other shower filters can't handle the demand in homes with very hard water. It's also important to change the filters on your shower filters. Failure to regularly swap out old filters will make the filter ineffective over time. 

Installing a water softener could help reduce calcium buildup in your pool if your pool has high calcium hardness as a result of hard drinking water in your home. Pool softeners work by exchanging calcium and magnesium for sodium, so if you use softened water to top off your pool, it may help keep calcium hardness from rising over time. However, it won’t lower the calcium hardness of the water already in your pool and isn’t a practical way to control pool calcium levels. The average water softener installation cost is between $200 and $6,000.