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Homeowners replace their solar panels after 25 years. That said, you don’t necessarily need to replace them at the 25-year mark. You’ll notice a declining ability to produce electricity over time. Most homeowners spring for a replacement when they notice their energy bills creeping up to regular levels or when solar panel repairs are extensive, frequent, and no longer economical.

Solar shingles typically last between 20 and 30 years, a lifespan comparable to that of traditional solar panels and standard asphalt shingles. The exact duration depends on the manufacturer and the quality of the installation. Because solar shingles are a newer technology, there is limited data on their actual long-term performance. Factors that can impact their durability and longevity include weather conditions, roof ventilation, and regular maintenance. To extend the life of your solar shingles, you should conduct regular inspections and cleaning, and make any necessary repairs as quickly as possible.

As long as your solar panels are properly installed without damage to your roof, they will not shorten the roof’s life span. Solar panels can act as a cover or barrier to your roof and help block external elements, such as debris, heat, and UV rays. Reduced exposure to the weather can extend your roof’s life.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.