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Last update on January 17, 2026

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Home Building questions, answered by experts

Any straightforward rectangular home layout is more uncomplicated than custom rooms, additions, or stylistic features. In stock plans, single-story ranch homes, cape cods, and colonials are common. Layouts with a single roof ridge are easier to build than those with multiple dormers, chimneys, or ridges.

Most cottage builds take between six months and one year from planning to completion. The timeline includes design, permitting, site prep, construction, and finishing work. Factors such as weather, material delays, and permitting can affect the schedule. Hiring an experienced cottage building contractor and making prompt decisions can help speed up the process.

Yes, there are a few different ways you can finance new construction. Some lenders offer new construction loans that cover the building costs and then convert to a standard mortgage once construction is complete. Some custom homebuilders also offer financing options that only require a down payment before you begin the building process. Construction loans are possible, as well, although they typically only cover the building process, and you’ll need to pay in full once the house is completed.

How long it takes to build a log cabin depends on a variety of factors, including its size and design, and whether or not you have to clear the land. Construction can take a few weeks for a prefab log cabin on an established site, but up to eight or nine months for a custom cabin on undeveloped land. In comparison, the timeline to build a house is typically four to 12 months.

Modular homes are a type of prefab home. Specifically, manufacturers first build modular homes in sections and then deliver them to the job site. The modules, or sections, are usually at least 70% finished before they arrive on your property.

In comparison, prefab homes arrive in panels or segments, and workers assemble them on-site. Generally speaking, modular homes tend to be more durable, and their consistent construction standards may mean you’ll have an easier time getting conventional home loans.

The Windsor, sc homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.

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