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If you’re hiring a company to perform stump grinding—or any home service for that matter—you’ll want them to at least have general liability insurance and worker’s compensation insurance. This type of coverage protects both you and the business in the case of any accidents. Professional liability insurance and inland marine insurance plans are also important for tree companies to have. Ask any pro you’re considering hiring about licenses and insurance coverage before booking the job.

Grinding down a tree helps reduce the risk of foundation damage and pests and even helps your home’s curb appeal. Stumps can also be a safety hazard. If grass grows above the stump and someone else mows your yard, they may be in for a rude awakening when they accidentally hit it.

Some fast-acting products can rot a tree stump in four to six weeks. Keep in mind, these products contain harsh chemicals that may prevent regrowth in the area. Other products, like fertilizer that contains lots of nitrogen, can enhance the process and rot a stump in about a year. (This is compared to the ten years it can take naturally for a stump to rot.)

The most common alternative is burning the stump first, then dealing with the cinders and ashes. As you can imagine, this option creates fire hazards, especially since roots can burn underground, hidden, for long afterward. That’s why many states and cities have outlawed the use of stump burning entirely. We do not recommend this option as a viable alternative unless you get a permit from the local fire department and practice all safe burning procedures.

Others prefer a more long-term DIY approach of degrading the stump with home mixtures like Epsom salt and vinegar injected directly into it. This may help the stump decay faster, allowing homeowners to dig it out themselves, but it’s still a lengthy process. It usually takes months for a stump to start falling apart with such treatments, and in the meantime, it can be vulnerable to rot, insects, and other problems.