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    Average homeowner rating
  • Verified reviews icon10
    Verified home building services reviews

Top-Rated Home builders in Transfer - Updated Nov 2026

Avatar for Choice Home Warranty
Choice Home Warranty
4.0(
5,678
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Transfer, PA and surrounding areas

In business since 2008

Emergency services offered

Credit card accepted

"My microwave failed and, after a very rapid response and a complete evaluation by a technician, Choice Home Warranty decided it was better to replace it. I got a Lowe's debit card for a significant amount and acquired a brand new Microwave to replace our old one. I am very happy with the response and action of Choice Home warranty on my account with them."
Recommended by81%of homeowners
Avatar for BackYard Innovations
BackYard Innovations
4.8(
6
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Transfer, PA and surrounding areas

In business since 2014

Free estimates

Emergency services offered

"The owner was very attentive and responsive to calls and emails. The guys that did the work were professional, worked hard and did a great job. Everything was done in a timely manner. We were really happy with the work."
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+11

Recommended by100%of homeowners
Avatar for Brian Campbell Construction
Brian Campbell Construction
5.0(
5
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Transfer, PA and surrounding areas

Free estimates

"Brian did excellent work and was very reliable. He let us know when to expect him on the job and showed up on time. Brian offered innovative solutions and options that increased the value of our home."
Additional Photos
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+7

Recommended by100%of homeowners
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Home Building FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

In most states, you can build an in-law suite on your property as long as you follow local building codes. However, it's important that you have enough space on your property to accommodate the new structure. A functional in-law suite in your backyard will require between 300 and 800 square feet of space.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

Shipping container homes last at least 25 years on average, but they can last even longer with proper maintenance. Since shipping containers are made from metal, they’re quite vulnerable to rust and corrosion. This issue is exacerbated in coastal areas or areas with a lot of precipitation. To extend the life span of your container home, install siding that protects the exterior. 

Hiring a reliable home builder is an essential task, but there are a few questions you can ask a potential builder to ensure you they are trustworthy and up to the task:

  • How long do you expect the process to take?

  • Are you fully licensed and insured?

  • How much of the work will you subcontract?

  • Will you pull all of the necessary permits for the job?

  • How long is the builder’s warranty you include with your work?

  • How do you handle resolution for issues I might have with the finished product?

  • How much experience do you have?

The Transfer, PA homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.