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There are a few different types of finishes to choose from for the final step of the project. 

Water-based polyurethane sealants emit fewer odors and fumes but dry quickly, which can pose a challenge when trying to get a smooth coat. Oil-based polyurethane sealants let out more odors and fumes into the air (it’s especially important to wear a respirator if you choose this type), but they take longer to dry, which can be more forgiving during the finishing step. 

Some may prefer wood oil to polyurethane because rather than creating a layer, it becomes part of the wood. Wood oil takes longer to dry, and is less resistant to wear and tear; however, it creates a natural-looking result by enhancing the grain of the wood. 

Yes, carpeted stairs are generally considered safer than stairs with hard surfaces like wood, vinyl, or tile. Carpet provides more traction, which helps reduce the chances of slips and falls, and its cushioning can lessen the severity of an injury if a fall does occur. Hard surfaces often lack the friction needed for a secure tread and can be quite slippery.

However, it's worth noting that some carpets can also be slick, particularly if they are brand new, dirty, or made from certain materials. If any stair surface feels too slippery, traction treads can be added to most materials to increase grip and improve safety.

Few home upgrades add resale value above their installation cost, including terrazzo floors. However, they are still a good option if you like the look. While terrazzo may be expensive, it has a solid return on investment of around 55% to 70%. The durability and low maintenance requirements of terrazzo can be appealing selling points, as many buyers will appreciate flooring that can last 40 to 100 years.

The cost of new flooring materials depends on the type of flooring, its quality, installation method, and additional features. While some options, like solid hardwood flooring, may be more expensive than carpet initially, others, such as vinyl and laminate, offer more budget-friendly alternatives. Ultimately, the overall expense can be influenced by factors like longevity, maintenance requirements, and desired aesthetic, making it essential to consider the long-term value of each material.