Get matched with top structural engineers in Chambersburg, PA

Q: Will a bank finance a house with foundation problems?

• <div><p>It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won&rsquo;t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing. </p></div>

Q: How long does a structural assessment typically take?

• <div><p>A few hours for inspection, with a detailed report following in a week.</p></div>

Q: How much does a structural engineer cost?

• <div><p>The average cost to hire a structural engineer is about $550, with prices generally ranging from $200 to $1,500. Structural engineers may charge a flat rate, by the project, by square footage, or an hourly rate, which is typically between $100 and $250. Many jobs, such as inspections and structural calculations, are billed at a flat rate, which often falls between $300 and $800. The final cost depends on several factors, including the project's type, scope, size, complexity, ease of access for inspection, and your geographic location.</p></div>

Q: How do I know if cracks are structural?

• <div><p>The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.</p></div>

Q: Are horizontal cracks structural?

• <div><p>Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage. </p></div>

Enter your zip and get matched with up to 5 pros

Need a pro for your structural engineering project in Chambersburg, PA?

Select your specific project to find the pro for you.

Verified Reviews for Structural Engineering pros in Chambersburg, PA

*The Angi rating for Structural Engineering companies in Chambersburg, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Structural Engineering needs.

*The HomeAdvisor rating for Structural Engineering companies in Chambersburg, PA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Structural Engineering needs.

Last update on March 12, 2026

Reviewed in March 2026
Words cannot describe the fantastic work that Henry did in our house. We needed our large master bedroom stairwell and mudroom painted. A very daunting task especially with new drywall. And all the ceilings needed done as well. Henry did such an amazing job in the space. He is very clean when he...
Kaiser Painting
Request a quote
Reviewed in October 2023
We had a new deck built to replace one. It is a solid deck, but we are not happy with the floor at all. We had Trex flooring installed, and it was screwed down below the surface, giving it a pegboard look. Very upsetting. Steve said we should have told him what we wanted. We didn't know...
Steve Kimberley's Decks
Request a quote
Reviewed in September 2023
MTM Home Builders was Very professional, install helpful with tips and ideas of Designs punctual, reliable, courteous and reasonable with pricing and got the job start to finish in a reasonable time manner highly recommended
MTM Home Builders
Request a quote
Reviewed in November 2021
Bruce built a bench with shelving and built in coat rack for us in our mudroom. He also installed cabinets in our laundry room with a counter top over the washer and dryer. He did such a fantastic job, I hired him again to finish our basement. He is a true professional; very detailed oriented....
Bruce Merlino
Request a quote
Reviewed in October 2021
B&B Stair & Rail Supplies was very courteous and professional when installing our new stair lift. Installation was done in a timely manner and I was shown step by step how to properly operate the comfortable sturdy lift. I would highly recommend this company for others looking for...
B & B Stair & Rail Supplies, LLC
Request a quote
Reviewed in May 2021
Complete composite deck installed extended 6 ft longer and moved stairway. Very professional and answered all questions.
SAR Construction & Landscaping, LLC
Request a quote
Reviewed in May 2021
They helped me remodel my gutted trailer. From floor to ceiling, they helped us make this house our home. Great communication with every project. After picking out exactly what I wanted and how I wanted it they helped us. If a problem came up, different options were discussed. These guys knew...
HT Renovations
Request a quote
Reviewed in April 2018
I had a project of installing engineered flooring and a stairway revamp conpleted. Overall we are a 9 out of 10 experience with the contractor. Everything turned out mostly conplete and craftsmanship was overall excellent. I highly recommend on giving this company a project for home improvement...
Cost Cutters Construction
Request a quote
Reviewed in June 2017
I had a small but complicated, hard to access, and structurally essential repair job on a 60-year-old concrete deck attached to my 280-year-old Pennsylvania limestone farmhouse. I contacted several masons listed for my area on Home Advisor, and included Mr. Grady as a long shot -- I read about...
Grady's Painting Plastering/Construction
Request a quote
Reviewed in January 2017
In addition to the new battery, a new sensor was recommended and installed. This caused the engine to hesitate and the engine completely died shortly after driving away. I explained my concern that a new problem had been introduced, but was ignored and treated harshly. They removed the new part...
Midas Auto Service Experts
Request a quote

Find Structural engineers in Chambersburg

NEC Solutions, LLC

5.0(

)

Serving Chambersburg, PA and surrounding areas

In business since 2015

Free estimates

Emergency services offered

"Dee is a solid guy and excellent engineer. My project required him to design and create the engineering specs to navigate our town's permitting process. His thoroughness exceeded my expectations. I recommend and trust Dee on any future project."

+10

Response time7 hrs

Recommended by54%of homeowners

Request Quote

Gerhart Engineering Company

4.0(

222

)

Serving Chambersburg, PA and surrounding areas

In business since 1988

Free estimates

"Clear specific recommendations to stabilize and correct sinking foundation & leaning walls on my 100 year old solid brick garage. Will implement recommendations. Although engineering report was promised within 7 to 10 days of inspection, it was received in 25 days. Worth the wait, great overall experience."

Response time1 day

Recommended by92%of homeowners

Request Quote

Gerhart Engineering Company

4.0(

162

)

Serving Chambersburg, PA and surrounding areas

In business since 1988

Free estimates

"The engineer was very friendly and professional."

Tolans drill rig for extinguishing mine fire

+23

Recommended by91%of homeowners

Request Quote

Hanover Waterproofing

5.0(

)

Serving Chambersburg, PA and surrounding areas

We pride our company on reliability, great communication, integrity and quality work. We strongly believe in giving our absolute best in all of our projects no matter how big, or small. We are experts in our trade, and will always keep you educated on your particular task or project. We look forward to earning your business! We Also offer financing.

Recommended by100%of homeowners

Request Quote

Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

A few hours for inspection, with a detailed report following in a week.

The average cost to hire a structural engineer is about $550, with prices generally ranging from $200 to $1,500. Structural engineers may charge a flat rate, by the project, by square footage, or an hourly rate, which is typically between $100 and $250. Many jobs, such as inspections and structural calculations, are billed at a flat rate, which often falls between $300 and $800. The final cost depends on several factors, including the project's type, scope, size, complexity, ease of access for inspection, and your geographic location.

The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.

Many horizontal cracks in home foundations result from water and soil pressure from outside of the building or from a footing that is shifting. Under those circumstances, horizontal cracks are a structural problem that requires repair before they become worse and more difficult to fix. However, in very specific cases, thin horizontal cracks may simply be a cosmetic blemish due to concrete shrinkage.

The Chambersburg, PA homeowners’ guide to structural engineering services

From average costs to expert advice, get all the answers you need to get your job done.

See all articles

Alison Kasch
•
Apr 4, 2026Apr 4, 2026
How Much Does It Cost to Remove a Load-Bearing Wall? [2026 Data]
Do you have a load-bearing wall standing between you and your projects that you want to remove? Learn about the cost of removing a load-bearing wall.
Lyle Hendriks
•
May 5, 2026May 5, 2026
How Much Does Beam Installation Cost [2026 Data]
Beam installation costs are an important consideration if you’re building a home or doing renovations. Learn about average costs and factors in this guide.
Dan Simms
•
May 30, 2026May 30, 2026
How Much Does Steel I-Beam Installation Cost? [2026 Data]
A new steel I-beam is more durable than a wooden one. Learn what factors can affect steel I-beam installation costs and how to budget for this project.
Kate Fann
•
Mar 19, 2026Mar 19, 2026
Who Do You Hire to Knock Down a Wall?
Looking to open up your living space and need to remove a wall? Learn who to hire to knock down a wall, whether it's load-bearing or non-load-bearing.
Rachel Hoffman
•
Apr 4, 2026Apr 4, 2026
Who Can Check if a Wall Is Load-Bearing?
Before removing a wall, make sure it’s not load-bearing. Learn the benefits of hiring a structural engineer to check if a wall is load-bearing.
Em Norton
•
May 5, 2026May 5, 2026
How to Hire a Structural Engineer: Complete Guide
It can be hard to choose the right pro for any job, but it matters. Learn how to hire a structural engineer who'll get the job done right from start to finish.