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Trees provide many benefits, including shade, habitat for local wildlife, and cleaner air, so it’s always a good idea to try an alternative strategy like crown reduction before you chop one down. But sometimes, cutting down a tree is the only option (like if it’s severely diseased). A licensed arborist can assess the tree and recommend the best course of action.

It’s possible, although a lot depends on the cause of damage and what steps you take. If the remaining parts of the maple tree are alive and not under attack by disease or pests, they can often be saved even if large portions of the maple tree have died. Frequent watering, careful pruning, mulch, and any recommended fungicides or insecticides can all help with survival.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

Early signs that a tree is struggling include premature leaf shedding and lesions or other strange markings. Peeling bark, dead or rotten branches on the ground, and a conspicuous lack of leaves can all be signs that a tree has started to die. By the time a tree starts leaning, it’s usually too far gone to save.