Can I use an appraisal to get homeowners insurance?

• <div><p>Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different <a href="https://www.angi.com/articles/types-of-home-inspections.htm">types of home inspections</a> available and may not reveal potential risks that you’ll want to know about. </p></div>

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*The Angi rating for Antique And Jewelry Appraisal companies in Phoenix, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

*The HomeAdvisor rating for Antique And Jewelry Appraisal companies in Phoenix, OR is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Antique And Jewelry Appraisal needs.

Last update on May 17, 2026

Reviewed in May 2026
I am a realtor and needed the interior of a home painted as it had been a rental for 7 years and needed help. I called Jesse/the owner and because it was raining, he was able to get inside the home and get the entire home painted. Beautiful work and price to paint was reasonable. I highly...
JKS Paint and Construction, LLC
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Reviewed in March 2026
Personally, I find the really sad that reviews as old as 2009 and 2011 are even allowed to stay in your system. This was my father's business and his guys installed flooring in my house when I moved in. It's an old house and no one knows what is under old flooring til it's pulled up. To...
Fashion Floors
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Reviewed in July 2024
I had part of my deck replaced and the whole thing stained. They showed up on time and the work was high quality. Ryan was very responsive and helped me with any questions and concerns I had. Will hire again for future projects!
Maple Painting & Carpentry, LLC
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Reviewed in June 2024
We highly recommend Debbie Pool as an appraiser. She is punctual, professional, communicates well and did an excellent job.
Deborah Pool Appraisal
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Reviewed in October 2023
Steven H showed us a bath that was beautiful and would have loved to get it but I was only looking for a cheap insert. Steven and Dabella are a great company and I would definitely recommend them.
DaBella - Medford
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Reviewed in September 2022
Dusty did an excellent job! Worth every penny and would definitely recommend. Heâ s honest and reliable.
Bcc burns custom concrete
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Reviewed in June 2022
David and Rod were very easy to deal and would recommend them to anyone .
Pure Maintenance Of Oregon, LLC
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Reviewed in March 2022
They are always friendly, show up on time, and open a can of whoop a** on my property. Very reasonable prices, I feel safe and trust them with my property and I would recommend to anyone.
Perfect Lawn Care
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Reviewed in October 2021
Quality work, reasonable prices and nice and honest
Gutches Painting
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Reviewed in April 2021
rough and finished carpentry, trim, windows, doors, and siding. The price is always right and he is easy to work with!
Ironwood Construction & Remodel LLC
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Find Antique and jewelry appraisers in Phoenix

Thomas Appraising

4.0(

)

Serving Phoenix, OR and surrounding areas

In business since 2002

Emergency services offered

"His response time was really great. We were kinda' on a short time frame and he was there for us when we needed it. I would recommend them and use them, again."

+10

Recommended by100%of homeowners

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Antiques and Jewelry Appraisals questions, answered by experts

Your home insurance company may allow you to use an appraisal instead of an inspection when you apply for coverage. Keep in mind that despite this, an appraisal is far less detailed than the different types of home inspections available and may not reveal potential risks that you’ll want to know about.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

While there's not a lot of definite research, some experts suggest that an in-ground or wall-mounted basketball hoop can add value to your home by increasing curb appeal. In addition, having a basketball hoop is an attractive feature of a house since it promotes physical activity, especially for children.

Mobile homes weigh anywhere between 45 to 50 pounds per square foot. Some newer options weigh up to 70 pounds per square foot. An average single-wide mobile home weighs 45,000 pounds, and a double-wide mobile home weighs about 70,000 pounds. Triple-wide mobile homes range from 90,000 to 100,000 pounds.

Ensures accurate valuation reflecting current market conditions, assisting in financial decisions.

The Phoenix, OR homeowners’ guide to antique and jewelry appraisals

From average costs to expert advice, get all the answers you need to get your job done.

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